Terms of Service

Terms of Service

Last Updated: November 2024

1. Acceptance of Terms

By accessing or using the Cauldron Insurance Agency website and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Description of Services

Cauldron Insurance Agency provides insurance brokerage services, including but not limited to:

• Life insurance products and services
• Health insurance products and services
• Agent recruitment and management
• Policy management and administration

3. User Accounts

To access certain features, you may need to create an account. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Providing accurate and current information
• Notifying us immediately of any unauthorized use

4. Agent Responsibilities

If you are an insurance agent using our platform, you agree to:

• Maintain all required licenses and certifications
• Comply with all applicable insurance laws and regulations
• Follow our code of conduct and ethical guidelines
• Accurately represent insurance products to clients
• Protect client confidential information

5. Prohibited Conduct

You agree not to:

• Violate any laws or regulations
• Infringe on intellectual property rights
• Submit false or misleading information
• Interfere with the operation of our services
• Attempt unauthorized access to our systems
• Engage in fraudulent activities

6. Intellectual Property

All content on our website, including text, graphics, logos, and software, is the property of Cauldron Insurance Agency or its licensors and is protected by intellectual property laws.

7. Disclaimer of Warranties

Our services are provided "as is" without warranties of any kind, either express or implied. We do not guarantee that our services will be uninterrupted, secure, or error-free.

8. Limitation of Liability

To the maximum extent permitted by law, Cauldron Insurance Agency shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of our services.

9. Indemnification

You agree to indemnify and hold harmless Cauldron Insurance Agency and its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of our services or violation of these terms.

10. Termination

We reserve the right to terminate or suspend your account at any time for any reason, including violation of these Terms of Service.

11. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions.

12. Changes to Terms

We may modify these Terms of Service at any time. Continued use of our services after changes constitutes acceptance of the modified terms.

13. Contact Information

For questions about these Terms of Service, please contact us at:

Cauldron Insurance Agency
Email: legal@cauldroninsurance.com
Phone: (555) 123-4567